Retirement Education Services

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Senior Executive Retirement Planning Courses and Seminars

Senior Executive couple
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Sample programme | pdf

Course dates and venues

Why do I need to attend?

Many Senior Executives feel they don’t need to attend a retirement training course because as successful business people they’ll sort things out for themselves using their network of business contacts.

Experience tell us that this view can be misguided.

Senior Executives in particular are used to decision making and problem solving. They prefer to take control of situations. Once work ends they tend to dominate their new work place – the home. This can irritate at least and sometimes anger a partner who has managed the home affairs perfectly well for decades and may wish to continue their own career too…

In our view, retirees, regardless of status fail to give sufficient thought to their retirement and certainly underestimate its effect on their partner, if they have one. Partners welcome an opportunity to discuss their own concerns informally, even fears of being together seven days a week, 24 hours a day.

Having been used to being in control of considerable resources and managing staff and situations, home life can seem boring and frustrating in comparison. Family and friends will be in the firing line of this discontentment.

We will discuss our belief that there are sufficient new challenges available to match those experienced and enjoyed at work. However, these will now be on your own terms, thereby removing many of the unwelcome stresses experienced by those in demanding jobs.

It’s surprising how often we witness couples not ‘singing from the same hymn sheet’ as far as retirement is concerned.

The abolition of the Default Retirement Age along with the Government’s changes to state pension age for both men and women has raised countless questions concerning when to cease paid work.

Will I be sitting and listening all the time?

We certainly hope not. As successful senior executives we would expect that you and your partner, if applicable, will join in fully. Whilst the topics covered will be led by experienced presenters we would hope your questions will be searching and maybe even confrontational!

Where we can, we ask delegates to discuss topics in small groups and we change these groups so that everyone mixes. Sometimes we hold lighthearted competitions between the sexes. Rest assured no-one is forced to make a speech and there are no tests or exams!!

Is it all about money?

No, it most definitely isn’t. Whilst money is an important foundation to enjoying and fulfilling retirement plans and dreams, we don’t let it dominate the programme. In our experience most people nearing retirement age have already had to consider and indeed will have implemented their financial planning.

Our pre-retirement training programme is designed to confirm those plans and to answer any concerns that may exist.

In addition, we invite delegates to send us their own questions on any topic about which they have a particular interest, ahead of the course they are attending. There will also be an opportunity during the programme to discuss issues privately, as sometimes participants prefer to engage in a confidential discussion.

What else will we discuss?

The following are topics that our programmes will usually include:

Two retired Senior ExecutivesAdjustment to your Lifestyle

Most senior executive roles are demanding and all-absorbing. The end of work can conjure up significant losses of status, challenges, job satisfaction and responsibility. These situations are discussed and participants are encouraged to consider how retirement can be planned to provide new challenges.


About 15% of British people make some form of house move at, or around retirement. Almost half of these moves are regretted, so we discuss the pros and cons whether it be for a move within the UK or abroad.

With a fair number of retirees in second relationships, more people are reaching retirement with a considerable mortgage. This can make it useful to discuss types of mortgage and the benefits of restructuring or changing the provider.

We can also look at the question of equity release and/or the rules concerning the house if residential or nursing care is needed.

Taxation, Wills and Trusts

Ensuring you do not pay tax unnecessarily in retirement is a fundamental part of our programme. This extends to children, grandchildren or other dependants so far as your estate is concerned. Included within this area is the importance of a well-structured will and increasing need to consider putting assets into trust.

Investment Strategies

A comprehensive overview of investment opportunities is outlined. This includes savings that protect against inflation, that provide income and/or growth but most importantly, are safe or low risk. Alternatively you can discuss how to plan and manage your own investment portfolio and be as adventurous as suits your pocket.

Power of Attorney and Guardianship

More people than ever are entering retirement as single people. For both retirees and elderly parents that may be cared for, a lasting power of attorney can be appropriate. If you have children under 18 or grandchildren, has guardianship been addressed?

State Benefits

Most senior executives retire well before state pension age. It’s important therefore to understand the National Insurance repercussions of early retirement. Add to this the question of pension eligibility for a partner, along with State Benefits that elderly parents may not be claiming, and an interesting session is assured!

The taxation benefits of deferring a state pension is covered for those paying the higher rates of tax.

Health Considerations

A comprehensive look at health issues is included. Sometimes the approach is conducted by a medical practitioner; on other occasions it leans more towards stress management or overall wellbeing. Mental as well as physical health is discussed. In addition a light-hearted quiz is held to highlight some surprising facts on food, alcohol, smoking and exercise.

Time Management Opportunities

Retired executives will have upwards of 2,500 extra waking hours to fill, and so we outline ways of doing so. It is important to continue to stretch yourself mentally. This may be through paid consultancy, returning to education or through voluntary work at home or abroad. There are countless opportunities to travel, whether trekking in Peru, cycling in France or horse riding in America. Perhaps a charity walk in the Himalayas may appeal. There will be plenty of time to indulge existing hobbies or sports or to take up new ones.

Who are the speakers and what do they know?

Tony Wheeler, Managing Director of Retirement Education Services, prefers to chair the senior executive events personally. He has been involved in retirement planning since 1976. In 2005 Tony developed a CD version of ‘Talking Retirement’ presented by Angela Rippon which was then launched by Ed Vaizey MP at the House of Commons in 2006. In 2008 Tony introduced a major new initiative, enabling retirement planning training to be accessed directly from the web. RES believes that this product, available to both individuals and companies, has revolutionised training for those approaching retirement by significantly reducing both the direct and indirect costs normally involved.

Zandra Houston headed the private client department of Freeths Solicitors in Oxford (formally Henmans) until her retirement. Zandra continues to act as a consultant specialising in trusts and probate, wills and personal inheritance tax planning. Zandra is a member of the Society of Trust and Estate Practitioners.

Len Armstrong is an experienced Financial Planner with over thirty years experience as an Independent Financial Adviser. Len is a Chartered Financial Planner and holds the Diploma in Financial Planning. He also has advanced qualifications in personal tax and investment markets.

Gary Knight is an independent financial adviser with over thirty years experience in planning for retirement. Gary holds the advanced financial planning certificate in pensions and specialises in advising clients on their investment strategy. A family man keen on all sport, he has a relaxed style, making a complicated topic more easily understood.

NB. This represents only a selection of our many speakers.


Cricklade Hotel and Country ClubCricklade House
Near Swindon

The Cricklade House stands in 30 acres of peaceful, secluded grounds on the edge of the Cotswolds with its elevated position offering wonderful views over the Wiltshire countryside. The Hotel facilities include a nine-hole golf course, tennis courts, indoor pool, fitness room and snooker tables.




Coombe AbbeyCoombe Abbey, Coventry
Originally a 12th Century Cistercian Abbey, the hotel offers a haven of peace and tranquility. Crossing the moat bridge takes you into the cloistered entrance and the sumptuous décor.
The hotel, which has extensive grounds to walk in, provides regular medieval banquets, as well as more intimate dining and meeting rooms filled with interesting furnishings. Visiting Coombe Abbey is a unique experience.

Course dates

Date Venue Course type

Participant Feedback

“I came wondering how useful it would be. I left feeling that I had gained a great deal from the course and should have attended two years earlier”

“The inclusion of a host of issues, some of which I had not considered. A very worthwhile event…”

“We really enjoyed the course, it was as good as a holiday!.”


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